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BRING YOUR TAXES INTO FOCUS

With The 365 Retirement Plan
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Get a complimentary Tax Report created just for you.

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A TAX PLANNING STRATEGY TODAY COULD HELP MAXIMIZE INCOME IN RETIREMENT

If you've been working for 40+ years, there is a VERY high chance that you've had the "pleasure" to pay your share of taxes. So why is it such a surprise to recent retirees as to how much they end up paying in taxes when they enter retirement?

Because they didn't create a tax planning strategy to help minimize their taxable income in retirement.

It's been said before, but there's a not-so-silent "partner" on your retirement accounts - Uncle Sam.

So, as part of our 365 Retirement Planning Process, we invested in software to help make the financial planning process more efficient, while creating more value for every client.

At A Glance:

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Quick ResUlts
 

Using advanced OCR technology, our software can read a tax return and creates a customized, white labeled tax report complete with relevant observations in just seconds. Yes, seconds.

 

INSTANT SCENARIO ANALYSIS

The same OCR technology also pre-fills a scenario analysis screen allowing us to immediately identify key income break points for tax planning opportunities like ROTH conversions, tax-efficient withdrawals, charitable giving, and much more. 

Our software brings tax planning to us, so we can bring it to every client.

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Why take the time to go over your tax planning situation NOW?

Your Income Tax Bracket Might Change

You might think you will be in a lower tax bracket in retirement, but that might not be the case if you're just withdrawing from your retirement accounts in a disorderly fashion or order.

Tax Laws Change

Sometimes the devil you know is better than the devil you don't. Tax rates MAY go up in the future, especially since we are at historic lows and we have a rising national debt. So if you are a few years away from retirement, how can you leverage today's low tax rates to protect your income in retirement?

Optimize Your Streams Of Income

Why it is beneficial for you to plan out today what accounts your streams of income (SS, 401k withdrawals, Roth, cash-value life insurance, etc.) will be for 2024 (& beyond)

But, Tax Planning Is Just PART of The Overall Planning Process

The old tools weren’t built for retirement in today’s world.

The 365 Retirement Plan is designed to adjust with the world as things change.

Female fingers touching tablet with map

You need a strategy that is fluid enough to move with the ebbs & flows that are happening in TODAY’s world - that's why it’s important to work with a financial/retirement professional who works to create a tailor-made approach to retirement for each client and their individual situation. 

It’s crazy to think that a one-page plan would work for someone who might have more assets in a tax-deferred account, and then turn around and assume that it’ll work for someone who lives a much more humble lifestyle and is going to rely heavily on social security.

Not only is each person’s situation unique, but the landscape is always changing, so you need to make sure you find someone who is going to be looking ahead for the best path forward, for YOU.

That’s what is great about the 365 Retirement plan is, it works every day of the year, so you don’t have to.

We'll Help Design The Perfect Retirement With A Plan That Reflects YOUR Values​, While Aiming To:

  • Reduce Taxes
  • Invest Smarter
  • Optimize Income
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Schedule A Call To Start Building Your 365 Retirement Plan:

Think About It!

At the end of this process, we will simply ask you to think about it. We are looking for long-term relationships, not a quick transaction. If you decide that we aren’t a good fit, we will happily help you find another professional with the right expertise. There is never a hard-sell or pressure to say "yes."

Still Have Questions?

Here Are Some Common Questions We Receive From People Before They Work With Us
What makes us different from other financial advisors?

There are three really important things about our firm that separate us from others:

1. All we do is retirement planning. We are retirement specialists with a simple goal of making sure you don't run out of money.

2. We limit the number of new clients we take on so we can ensure that our clients receive massive value and personalized service.

3. We invest in industry-leading technology to simplify our clients' lives, so our retirement plans work every day of the year, so you don't have to.

Do you offer an hourly or one-time project fee option?

We do our best work with people looking for a long-term relationship. Currently, our firm is not equipped to offer an hourly fee schedule or a one-time project fee option.

If you need help locating a financial planner who offers these fee options, send us a note and we will do our best to get you in the right hands.

Why should I consider hiring Rubino & Liang Wealth Partners?
Great question! But first, let us explain why you shouldn’t hire us.

If you’re looking for someone who will simply trade stocks to “beat the market,” you’re in the wrong place. 
 
Why? Because we focus on what you can control. Predicting whether or not the stock market will rise or fall, or speculating what interest rates will do next, are not things you can control.

But if you are interested in things like lowering your tax bill, investing smarter, and creating a reliable income stream in retirement, you’re in the right place.
Can you meet virtually?

Yes! While many of our clients are in Southern New England, we work with retirement savers all over the United States.

Our firm is equipped to meet with clients and potential clients through the video conferencing software, Zoom.

Each virtual meeting is protected by a complex, unique password and we adhere to the strict security guidelines necessary to protect your privacy.

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