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The 365 Retirement Plan

Build A Retirement Plan That Works Every Day Of The Year, So You Don't Have To

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Reduce Taxes, Optimize Income, & Invest Smarter With the 365 Retirement Plan

Start Building Your Plan

Worried How Outside Factors Can Affect Your Retirement Portfolio?

  • Stock Market Volatility
  • Rising Healthcare Costs
  • Above Average Inflation
  • Federal Tax & Retirement Rule Changes
  • Geo-political Tensions Across The Globe
  • Quality Of Care Expenses Later In Life

You want more than just investment advice

You should always feel like you're part of the process
The 365 Retirement Plan Process Put A Focus On Ways To:

Lower Taxes

Effective tax planning is critical to minimizing tax liabilities and maximizing after-tax income in retirement. 

Our Tax Planning software also allows us to immediately identify key income break points for tax planning opportunities like ROTH conversions, tax-efficient withdrawals, charitable giving, and much more. 

Optimize Income

Retirement should be a time of financial security and peace of mind.

However, external factors such as market volatility and rising healthcare costs can pose challenges. 

Our team understands these complexities and works diligently to create income strategies that provide stability and growth throughout your retirement years.

Invest Smarter

Investment planning is crucial to building and preserving wealth throughout your retirement, butrowing your wealth sustainably requires a strategic approach to investments.

We understand the unique challenges faced by retirees, including market volatility and the need for reliable income. 

Our team crafts investment plans designed to optimize returns while mitigating risks.

Why Rubino & Liang Wealth Partners?

Great question! But first, let us explain why you shouldn’t hire us.

If you’re looking for someone who will simply trade stocks to “beat the market,” you’re in the wrong place. 
 
Why? Because we focus on what you can control. Predicting whether or not the stock market will rise or fall, or speculating what interest rates will do next, are not things you can control.

But if you are interested in things like lowering your tax bill, investing smarter, and creating a reliable income stream in retirement, you’re in the right place.
What makes us different from other financial advisors?

There are three really important things about our firm that separate us from others:

1. All we do is retirement planning. We are retirement specialists with a simple goal of making sure you don't run out of money.

2. We limit the number of new clients we take on so we can ensure that our clients receive massive value and personalized service.

3. We invest in industry-leading technology to simplify our clients' lives, so our retirement plans work every day of the year, so you don't have to.

Do you offer an hourly or one-time project fee option?

We do our best work with people looking for a long-term relationship. Currently, our firm is not equipped to offer an hourly fee schedule or a one-time project fee option.

If you need help locating a financial planner who offers these fee options, send us a note and we will do our best to get you in the right hands.

Can you meet virtually?

Yes! While many of our clients are in Southern New England, we work with retirement savers all over the United States.

Our firm is equipped to meet with clients and potential clients through the video conferencing software, Zoom.

Each virtual meeting is protected by a complex, unique password and we adhere to the strict security guidelines necessary to protect your privacy.

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How the 365 Retirement Planning Process Works

Schedule 15 min. Introductory Call

During this meeting, its is all about you — your concerns, your dilemmas, and your ultimate wish list for retirement.

This thorough question-and-answer session is dedicated solely to you, and will help us create a solid foundation on which to build our next step in the process.

Our job is to listen to you and ask the right questions so we can help you create a customized plan.

Analysis & Strategies

We take a look at your current investments and run a personal benchmark analysis. We explain the strengths and weaknesses of your current portfolio, and provide your percentage probability of success in retirement if you stay with your current investments.

We show you whether you are on track to meet your goals based on our analysis, or if an adjustment is needed to get on track.

Understand Your Financial Future

Your 365 Retirement Plan is in place! 

We will regularly monitor your accounts, assets, and goals to help ensure they continue to align with the written plan we built together.

If anything changes with your desires or your situation, we will reconvene to adjust the plan as necessary to evolve with your needs.

If we note anything of concern while monitoring, we’ll contact you so that we can choose a plan of action together.

We'll Help Design The Perfect Retirement With A Plan That Reflects YOUR Values​, While Aiming To:

  • Reduce Taxes
  • Invest Smarter
  • Optimize Income
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Schedule A Call To Start Building Your 365 Retirement Plan:

Think About It!

At the end of this process, we will simply ask you to think about it. We are looking for long-term relationships, not a quick transaction. If you decide that we aren’t a good fit, we will happily help you find another professional with the right expertise. There is never a hard-sell or pressure to say "yes."

Or, Fill Out The Form Below To Get Started