The 365 Retirement Plan - Working Every Day Of The Year So You Don't Have To

Every step is designed with you in mind.

With the 365 Retirement Plan, we help:

  • grow
  • protect
  • monitor

the income you need and deserve in retirement. It really is that easy.


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Designed With You In Mind

Our retirement planning process is designed to create a personal relationship with you, taking the time to truly understand your unique personal and financial situation.

Just as no two people are alike, we believe no two retirement plans should be, either. We'll take the time to create customized strategies to help you pursue your retirement goals.

From discovery to recommendations and implementation, every part of the 365 Retirement Plan is custom tailored and built to work for you, every-day of your retirement, 365 days a year.

Our Trademarked Five-Step Planning Process


Our first meeting is all about you — your concerns, dilemmas, and ultimate wish list for retirement. This thorough question-and-answer session dedicated solely to you will help us create a solid foundation on which to build our second step in the process. Our job is to listen to you and ask the right questions so we can help you create a customized plan. Be prepared to answer questions, such as: 

  • How much money do you spend each month? 
  • What is your total monthly income (salary, pension, Social Security, rental income, etc.)? 
  • How much are you contributing to a savings or retirement account? 
  • Are you concerned about protecting your wealth, or are you mainly concerned with growth? 
  • Do you wish to leave an inheritance to your family? 
  • Are you concerned about the high cost of a nursing home? 
  • What, if any, major expenses or one-time income sources do you anticipate in the foreseeable future? 


We assess your current financial position with a detailed analysis of your: 

  • Savings 
  • Investments 
  • Retirement accounts 
  • Life insurance policies 
  • Income surplus/deficit 
  • Social Security benefits 

At this stage, we will also take a look at your current investments and run a personal benchmark analysis. We explain the strengths and weaknesses of your current portfolio, and provide your percentage probability of success in retirement if you stay with your current investments. We show you whether you are on track to meet your goals based on our analysis, or if an adjustment is needed to get on track.


This is the part where we present your customized 365 Retirement Plan. This presentation includes our recommendations and investment strategies. This comprehensive strategy coordinates all aspects of your personal and financial situation that we gathered in the discovery stage. We provide specific recommendations on how to accomplish your retirement goals. 

When creating your plan, we strive to: 

  • Provide advice tailored to your circumstances 
  • Minimize & reduce future tax liabilities 
  • Educate about strategies to protect & distribute assets 
  • Build a foundation for reliable income to meet expenses 
  • Implement strategies to grow savings efficiently and hedge inflation 
  • Minimize/reduce risk 

We take the time necessary to answer any questions you may have during this stage of the process. 

Discovery Stage
Business meeting in a virtual space conceptual business illustration.


Together we decide the best option for you and put your customized 365 Retirement Plan into action. Our team is here to walk you through the paperwork and the account transfer process. You are now ready to embrace retirement with added confidence. 



Your 365 Retirement Plan is in place! You can have added confidence that we will monitor your plan’s performance and make suggestions as needed to help make sure it continues to be as successful as possible.

We will regularly monitor your accounts, assets, and goals to help ensure they continue to align with the written plan we built together. If anything changes with your desires or your situation, we will reconvene to adjust the plan as necessary to evolve with your needs.

If we note anything of concern while monitoring, we’ll contact you so that we can choose a plan of action together.





Added Peace of Mind Starts Here.

When market changes affect your investments, you will be the first to know.

WealthGuard™ is a complete portfolio monitoring system. Designed by determining the amount of downside risk a client is willing to tolerate, WealthGuard™ is added to client accounts to help protect from downside risk. WealthGuard™ is not a stop loss strategy.

When the account value in the portfolio hits the targeted downside value, an alert is sent to the client, advisor, and money manager. The money manager trades the account as indicated on the WealthGuard™ agreement.

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MEET OUR FIRM20181127-Liang_IB2_6578

For over two decades, we have helped people protect their life’s work. 

Our approach is simple: We offer real solutions to today’s problems. We want to make sure you don’t outlive your money and that your assets, both money and real estate, are protected for you and your family.


Our firm is equipped to deal with the myriad of challenges facing today’s pre- and post-retirees face. In the past, estate planning meant something as simple as getting a new will. Today, estate planning could be considered estate management.

This could include anything from updating your old will to protecting your estate from estate taxes. It could also mean making sure you have enough money at retirement, or protecting your house from a nursing home disaster.


Request Your 365 Retirement Plan Today & Get Started